We recognize the importance you place on your privacy and the confidentiality of your financial information. We do, however, collect non-public personal information about you from the following sources:

	Information we receive from you on applications or other forms
	Information about your transactions with us, our affiliates, or others and
	Information we receive from a consumer reporting agency

We do not disclose and do not reserve the right to disclose non-public personal information about customers or former customers to affiliates or non-affiliated third parties except as permitted by law. We restrict access to non-public personal information about you to those employees who need to know that information to provide products and services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your non-public personal information.